Paying interest – We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. For all feature categories, we will begin charging interest on cash advances and balance transfers on the transaction date.

Visa Platinum minimum monthly payments will be established at the close of each billing cycle at an amount equal to 3.00% of your then outstanding balance, subject to the lesser of $25.00 or your balance.